With Christmas … and Hanukah just 12 days away, gift giving can be somewhat stressful if you still have gifts to purchase. Do you have family or friends that you are just stumped as to what to give them? Do you have a limited budget but want to be creative? Do you feel that you […]

Can you believe that Christmas is just 20 days away? Are you ready? I have to say I am not. I have 2 gift purchased thus far. But I have to say I do have my Christmas Binder and I’m ready to move forward … a little faster. Create a Holiday Binder. In that Binder, […]